I am a loan officer with (your company name) and I specialize in helping homeowners refinance their loans. Even though you’re behind on payments; even if you have spoken with your lender and they are unwilling to help you, I can show you options that can save you from foreclosure.
Please allow me to assist you in understanding the alternatives available to you and help prevent you from losing your home and your good credit standing.
My company specializes in mortgage workouts. If you would like a free, no obligation consultation, please contact me at (your telephone number).
I look forward to speaking with you. Together, we can come up with the right solution for your situation.
Your Name Here